How to Transfer Coins in FC 26-A Safe, Step-by-Step Guide for Ultimate Team

What Are Coins and Why Manage Them?

In FC 24 Ultimate Team, Coins are the main currency. You use them to buy Player Packs, bid on players in the Transfer Market, and build your dream squad. For many players, learning how to manage and, sometimes, how to transfer coins in FC 26 between accounts feels like a part of their team-building strategy.

This guide uses simple, clear language to explain the concept. We will focus on the methods players use, the critical rules you must know, and the serious risks you must avoid. Our goal is to give you clear information so you can make smart choices for your club while following the game's rules.

Crucial Warning: Understanding the Risks First

Before we explain any steps, this is the most important part. EA Sports considers any attempt to manipulate the Transfer Market or make unfair trades a violation of their rules. This includes the methods described below.

EA uses advanced systems to detect suspicious coin transfers. If your account is caught, the penalties are severe. They can include a permanent ban from Ultimate Team, a full reset of your Ultimate Team club, or even a permanent ban of your entire EA account.

This means you could lose all your players, progress, and any real money you spent. The risk is very real. Buying coins from third-party websites is the fastest way to get banned and possibly have your account stolen.

What You Need Before Starting

If you decide to proceed after understanding the risks, you need two things. First, you need two separate EA accounts: your main account and a secondary account (often called a "farming" or "coin" account). Both accounts need players or items to use in trades.

Second, you must understand the basics of the Transfer Market. This is the only place where transfers can happen. Finally, you need cheap player cards, often called "trading fodder." These common cards are the tools for the transfer.

The Step-by-Step Transfer Method

Here is the common step-by-step process players use. Follow it carefully to minimize risk.

Step 1: List a Player Card from Your Secondary Account

Log into your secondary account. Go to the Transfer Market in Ultimate Team. Choose a very common, low-value player card from your club—like a bronze player usually worth 200 coins.

List this card for sale with a high "Buy Now" price. For example, if you want to transfer 10,000 coins, set the "Buy Now" price to 10,000 coins. Set a normal "Starting Price," but the goal is for the "Buy Now" price to be used.

Step 2: Find and Buy the Card with Your Main Account

Completely log out of your secondary account. Now, log into your main account. Go to the Transfer Market. Use the search filters (player name, league, club) to find the exact card your secondary account listed.

Once you find it, buy it immediately using the "Buy Now" option. This is a key moment in the process of how to transfer coins in FC 26.

Step 3: The Transfer is Complete

After the purchase, the coins are deducted from your main account. The payment goes to your secondary account as "transfer profit." Your secondary account has now received a large sum of coins for a cheap card. The transfer is done.

Tips to Lower the Risk (But Not Eliminate It)

No method is 100% safe, but these tips can help you avoid immediate detection. Do not transfer large amounts at once. Transferring 50,000 coins ten times is less suspicious than transferring 500,000 coins once.

Use different player cards each time. Do not use the same card over and over. Make the price look somewhat natural. A card worth 500 coins sold for 5,000 is better than one sold for 50,000. A huge difference in price is easy for EA's system to flag.

Most importantly, never buy coins from a website or another player. This is the most common reason for permanent bans.

The Safest Way to Earn Coins

In summary, understanding how to transfer coins in FC 26 is technically simple, but the risks are extremely high. EA's rules are strict to keep the game fair for everyone.

The safest and best way to get coins is to play the game. Complete Objectives in Squad Battles and Rivals, trade players smartly in the market, and enjoy building your team over time. This way, you protect your account and your investment.

If you choose to transfer coins yourself, be very careful and always be ready to face the consequences. Protecting your account should be your top priority. We hope this guide has given you a clear and honest understanding of how it works and the risks involved.